Insurance4Deals was set up by Christopher (Chris) Sutherland, an insurance and risk management adviser with over 25 years experience of specialising in the unique risk environments that arise in the stages leading up to, during and in the aftermath of company mergers and / or acquisitions (M&A).

​

Specialist services can be focused upon the specific needs of any commercial insurance buyer, at any stage of a company's development, such as:

 

• Identification and assessment of uninsured exposures, with recommendations on cost effective means to address these;

• Likely outcomes for unresolved liabilities (whether insured or not), helping companies to reassure stakeholders, or factor appropriate reserves into deal negotiations;

• Estimation of the cost of insuring any newly acquired business, of particular relevance where this was a subsidiary of a larger organisation, benefiting from its greater purchasing power;

• Advice on issues arising out of differences between the insurance covers purchased by the entities engaged in a transaction and recommending 'best of both worlds' solutions for streamlining into a single insurance programme;

• Review of policy wordings and advice on how appropriate the coverage is for the buyer's needs today, which may have evolved since the policy was set up;

• Drafting dedicated insurance wordings to address individual needs, either as amendments to existing policies or creation of original tailor-made solutions;

• Contract reviews to highlight financial exposures and advise how these can be reduced through prudent negotiation and insurance measures;

• Insurance claim troubleshooting, including insurer mediation;

• Training and client seminar delivery.